Cohabitation Agreement
An agreement between two partners who live together, or are about to, about who owns what, how costs are shared and what happens if they separate. The second partner signs first, then the first partner.
For the United States, Canada, the United Kingdom and Australia.
The PDF is free to download. Centilio Sign is free to start.
What it covers
The template has 12 parts.
- The home
- What each Partner brings
- Rent or mortgage and bills
- Joint accounts and joint purchases
- Debts
- Honest disclosure
- If the Partners separate
- Children and support
- Reviewing this agreement
- Governing law
- Whole agreement
- Advice and free choice
What you will be asked
Have these details ready. The template needs them before anyone signs.
- What is the address of the home you share?
- On what date did you start living together, or when will you?
- Who owns the home, or whose name is on the lease?
- What do you own that you bring into the home, like savings, a car or furniture?
- What does your partner own that they bring into the home?
- How do you share the rent or mortgage and the household bills?
- Do you have any joint bank accounts? Say none if you do not.Optional
- If you separate, what happens to the home?
- Who keeps your pets if you separate? Say none if you have no pets.Optional
Who signs
Everyone the template names, and what each one does.
- Second partnerSigns
- First partnerSignsSends it
Where it fits
For partners who live together and are not married. Partners who plan to marry or form a civil partnership should look at a prenuptial agreement instead. It does not deal with child custody or child support.
Before you rely on it
Original Centilio wording, not legal advice. Formalities and independent advice rules differ by place, and some places only treat an agreement like this as binding if each signature is witnessed or each partner gets independent legal advice with a signed certificate. It does not decide child custody or support, so have a family lawyer where the partners live read it before you approve it.
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