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Centilio LedgerLayered record
CENTILIO LEDGER / MONEY

Small business accounting software free to start, then one price.

Ledger is designed to be free for a business with one bank account, with entries from Bill and Spend, the review queue, reconciliation and the standard reports. After that it is priced per business, not per seat: Pro at $19 a month and Business at $49, with everyone in the business and your accountant included. These prices are proposed, and nothing is charged until Ledger ships.

not shipped · wave 3per business, not per seatproposed, not chargedabout 20% off yearly

Product design preview · Ledger has not shipped. All features, screens and prices are proposals.

Ledger has not shipped yet.

Everything on these pages — the screens, the features, the prices — is Centilio Ledger as designed. Ledger has not shipped: it sits in the third wave of Centilio tools, and there is no app, no beta and no launch date yet. We would rather set out the whole design and say so plainly than publish a thin page and let you guess. Join the waitlist and you will hear first; if you need an invoice today, the free invoice generator works now, with no sign-up.

Plans · per business

Free, Pro, Business, Enterprise — proposed.

Proposed prices per business per month; yearly billing saves about 20%. US-dollar prices exclude applicable taxes, which are added at checkout where they apply. Enterprise is by contract.

Every plan includes everyone in the business and your accountant. The plans differ by bank accounts, entities, what Celia does and the controls around a closed month.

Free · proposed
US $0

per business / month

US $0 for one month

For a business keeping its own books

  • Everyone in the business, plus your accountant
  • One bank account and one entity
  • Entries from Bill and Spend
  • Review queue and bank reconciliation
  • Standard reports and the owner’s screen
  • Audit trail on every entry
Discuss Free
Pro · proposed
US $19

per business / month

US $19 for one month

For a business that wants every month closed on time

  • Everything in Free
  • Unlimited bank accounts
  • Celia categorises, matches and flags
  • Tax by rate, and GST returns prepared in India
  • Multi-currency
  • Month-end summary and period lock
Discuss Pro
Business · proposed
US $49

per business / month

US $49 for one month

For a business with entities, approvals and an auditor

  • Everything in Pro
  • Several entities, reported apart or together
  • Named approval for closed months
  • Working papers and year-end pack
  • Audit trail export
  • API (proposed)
Discuss Business

Prices are proposals, excluding taxes. Annual totals use the rounded monthly equivalents × 12. No exact 20% discount or available checkout is promised.

By the people who need the books

Priced per business, because the books are everyone’s.

A per-seat price makes you choose who may see the numbers. Ledger is priced so that adding the office manager, an approver or your accountant costs nothing.

We do not quote other vendors’ prices here, because they change more often than this page does. Multiply your own seat price by the people who need the books, and compare.

Who needs the booksLedger planLedger, per monthA per-seat tool, per month
Owner and accountant, one bank accountFree$02 × its seat price
Owner, office manager and accountant, three banksPro$193 × its seat price
Eight people reviewing and approvingPro$198 × its seat price
Two companies, approvals and an auditorBusiness$49Every person × its seat price
Every feature by plan

The full table.

Every feature in the design, and the plan it sits on.

FeatureFree · US $0/moPro · US $19/moBusiness · US $49/moEnterprise · custom
People in the businessEveryoneEveryoneEveryoneEveryone
Your accountantIncludedIncludedIncludedIncluded
Bank accounts1UnlimitedUnlimitedUnlimited
Entities11SeveralSeveral
CeliaSuggests a categoryCategorises, matches, flags, summarisesAlso drafts working papersAlso drafts working papers
Invoices and payments from Bill✓✓✓✓
Expenses from Spend✓✓✓✓
Bank feeds and statement upload✓✓✓✓
Rules that remember—✓✓✓
A chart of accounts to start with✓✓✓✓
The review queue✓✓✓✓
Bank reconciliation✓✓✓✓
Multi-currency—✓✓✓
Close and lock a month—✓✓✓
Approval for closed months——✓✓
Tax codes on every line✓✓✓✓
Tax by rate and period—✓✓✓
Year-end pack——✓✓
The owner’s screen✓✓✓✓
Standard reports✓✓✓✓
Aged receivables and payables—✓✓✓
Month-end summary—✓✓✓
Several entities——✓✓
Accountant role✓✓✓✓
Audit trail on every entry✓✓✓✓
Exports accountants expect✓✓✓✓
Working papers——✓✓
Audit trail export and API——✓✓
Regional data residency———On request
Service level agreement———✓
Guided move from your current books———✓
About the price

What is metered, and what is free.

One price for the business, with nothing hidden behind it.

  1. Everyone in the business is included on every plan, and so is your accountant.
  2. Free is designed to stay free: one bank account, one entity, the review queue and the standard reports.
  3. Celia is included, not sold separately. Pro and above carry a monthly allowance per business, published before launch.
  4. Bank feeds are included where a bank offers one; statement upload works on every plan.
  5. Receipts and statements are filed in Drive, under the Drive plan you already have.
  6. One login with every Centilio tool. A bundle price, if there is one, appears at checkout when it is real.
Questions

About pricing and billing.

Is the price final?

No. These prices are proposed and nothing is charged until Ledger ships. If they change before launch, this page changes first.

Why per business and not per seat?

Because the books are read by more people than keep them: the owner, the office manager, an approver, your accountant. A seat price turns each of them into a cost decision, while one price lets the whole business see the numbers it is allowed to see.

What stays free?

Free is designed to stay free rather than expire after a trial. It covers everyone in the business, your accountant, one bank account, entries from Bill and Spend, the review queue, bank reconciliation, standard reports and the audit trail.

Does your accountant need a paid plan?

No. The accountant role is included on every plan, Free included, and it never counts against anything.

How is Celia metered?

Celia’s categorising and matching are included on Pro and above, with a monthly allowance per business that will be published before launch. There is no separate AI add-on to buy.

Can I pay yearly?

Yes. Yearly billing is proposed at $15 a month for Pro and $39 a month for Business, about 20% less than paying monthly.

Do the prices include tax?

No. US-dollar prices exclude applicable taxes, which are added at checkout where they apply. The figures on this page are what Ledger is proposed to cost before tax.

Is there a bundle with Bill, Spend and Pay?

Ledger uses the same Account login as every Centilio tool. Any bundle price will be shown at checkout when it is real, not before.

Live today

While Ledger is built, these run today.

Nothing of Ledger runs yet, so there is no free plan to open today. These Centilio tools do run.

Hear first when Ledger opens.

Ledger is in the third wave, after Bill, with Spend and Pay beside it. Join the waitlist and you will hear before the announcement. Tell us how you keep the books today and what your year-end looks like; the awkward requirements shape the design most.