FREE TEMPLATE / GOVERNMENT, TAX FORMS AND STAMP DUTY
Form 15H, Senior Citizen Declaration for No TDS (now Form 121)
The declaration a resident aged 60 or more gives a bank or other payer so that no tax is deducted at source from interest or similar income when the tax on their total income for the year is nil. From 1 April 2026 it is made in Form No. 121 under the Income-tax Act 2025, which replaced Forms 15H and 15G.
The official form comes from Income Tax Department.
PDF, 1 page, 11 KB
SIGNING RULES
How it is signed in India
The rules for an official government form depend on where it is signed. Laws change, so check the sources before anyone signs.
Form 121
Official form
Form No. 121, which replaced Form 15H under section 393(6) of the Income-tax Act 2025, lets a person aged 60 or more at any time in the tax year ask a payer not to deduct tax at source when the tax on their estimated total income is nil. The declarant fills in and signs Part A, and the bank or other payer completes Part B.
Steps
Download Form No. 121 from the Income Tax Department page.
Choose who fills each part: the senior citizen fills in and signs Part A, and your organisation as payer fills Part B.
Send it to the declarant before the income is paid or credited.
Can the form 15h, senior citizen declaration for no TDS be signed electronically in India?
Yes. An electronic signature is accepted for it in India. Form No. 121 replaced Forms 15G and 15H from 1 April 2026. Banks and other payers accept it electronically.
How many witnesses does the form 15h, senior citizen declaration for no TDS need in India?
None. No witness is needed in India.
Does the form 15h, senior citizen declaration for no TDS need a notary in India?
No. No notary is needed.
Does the form 15h, senior citizen declaration for no TDS need to be registered in India?
No. It is not registered.
Is stamp duty due on the form 15h, senior citizen declaration for no TDS in India?
No stamp duty is due.
Can the form 15h, senior citizen declaration for no TDS be signed or witnessed remotely in India?
No.
THE RIGHT TEMPLATE
Where it fits
For India, for a resident aged 60 or more at any time in the tax year. People under 60 use the same Form 121, formerly Form 15G. Forms 15G and 15H served up to the tax year 2025-26. Sign does not rewrite it: you upload the official Form 121, which the payer may accept on paper or verified digitally.
A CAREFUL CHECK
Before you rely on it
Original Centilio wording, not legal advice. An entry for Form No. It is the declaration under section 393(6) of the Income-tax Act 2025 and rule 211 of the Income-tax Rules 2026 that combined Forms 15H and 15G from the tax year 2026-27. It does not cover whether the declarant's tax is in fact nil, proof of age, or the payer's UIN, quarterly reporting and TDS returns. Ask a chartered accountant about anything unusual.
The declaration a resident under 60 gives a bank or other payer so that no tax is deducted at source from interest or similar income when the tax on their total income for the year is nil.
The IRS form a foreign individual gives a US payer to show they are not a US person and, where a tax treaty applies, to claim a lower rate of US tax withholding.